When Are Real Estate Taxes Due in Missouri?

Understanding when real estate taxes are due in Missouri is crucial for homeowners, prospective buyers, and investors alike. Real estate taxes represent a significant annual expense that helps fund local services such as schools, roads, and emergency services. Missing payment deadlines can lead to penalties or even liens on your property, making it essential to stay informed about the timing and requirements specific to Missouri.

Navigating the real estate tax schedule in Missouri involves more than just knowing a due date; it requires awareness of how assessments are made, when bills are issued, and the options available for payment. Since tax timelines can vary by county and municipality, understanding the general framework will empower property owners to manage their obligations effectively and avoid surprises.

This overview will guide you through the basics of Missouri’s real estate tax calendar, highlighting the importance of timely payments and the role these taxes play in supporting community infrastructure. Whether you’re new to property ownership or simply seeking clarity on tax deadlines, gaining insight into this topic is a smart step toward responsible homeownership in the Show-Me State.

Payment Deadlines and Penalties for Late Payments

In Missouri, real estate tax payments are typically due twice a year, with deadlines varying by county. Most counties establish two primary payment periods to accommodate taxpayers and local government budgeting cycles. The deadlines generally fall in December for the first half of the tax year and in June for the second half.

If the taxes are not paid by the stipulated deadlines, penalties and interest charges begin to accrue. These additional costs serve as a deterrent against late payments and help counties recover lost revenue. The exact penalty rates and grace periods may differ between counties, so it is crucial for property owners to verify the specifics with their local tax collector’s office.

Common penalty structures include:

A flat percentage fee added to the overdue amount shortly after the deadline.
An increasing interest rate applied monthly or annually until the balance is settled.
Possible administrative fees for processing late payments.

Methods of Payment and Where to Pay

Missouri counties offer multiple convenient options for paying real estate taxes, designed to accommodate a variety of preferences and ensure timely payments. Property owners can typically pay through:

Online portals: Many counties provide secure websites that accept electronic payments via credit cards, debit cards, or bank transfers.
Mail: Payments can be sent via check or money order to the county collector’s office, accompanied by the tax statement or payment coupon.
In person: Tax payments may be made at county offices or designated payment centers during business hours.
Authorized banks: Some counties partner with local banks where payments can be submitted directly.

It is important to confirm the accepted payment methods and any associated fees with the relevant county tax office before submitting payment.

Real Estate Tax Payment Schedule by County

The following table summarizes the typical due dates for real estate taxes in several major Missouri counties. Note that these dates may be subject to local adjustments or changes:

County	First Half Payment Due Date	Second Half Payment Due Date	Penalty Start Date
St. Louis County	December 31	June 30	January 1 (5% penalty), July 1 (5% penalty)
Jackson County	December 31	June 30	January 1 (3% penalty), July 1 (3% penalty)
Greene County	December 31	June 30	January 1 (10% penalty), July 1 (10% penalty)
Clay County	December 31	June 30	January 1 (5% penalty), July 1 (5% penalty)
Boone County	December 31	June 30	January 1 (7% penalty), July 1 (7% penalty)

Because these deadlines are critical to avoid penalties, property owners should keep track of their county’s tax calendar each year. Many counties also send reminder notices before due dates.

Installment Payments and Tax Relief Options

Missouri does not universally offer installment payment plans for real estate taxes, but some counties may provide special arrangements under certain circumstances, such as:

Hardship cases where the taxpayer is temporarily unable to pay the full amount.
Senior citizens or disabled individuals who qualify for property tax deferral or exemption programs.
Payment plans negotiated with the county collector’s office to divide the tax amount into multiple payments beyond the standard two halves.

To explore tax relief or installment options, property owners should contact their local county assessor or collector’s office. Additionally, Missouri offers several state-level programs to assist eligible taxpayers, including:

Property tax credits for veterans and senior citizens.
Agricultural or conservation land use exemptions that reduce taxable value.
Homestead preservation programs that cap increases in assessed values.

Understanding these options can help taxpayers manage their real estate tax obligations more effectively and avoid costly penalties.

Real Estate Tax Due Dates in Missouri

In Missouri, real estate taxes are primarily due on an annual basis, with specific deadlines and payment options that vary slightly depending on the county. Understanding these dates is essential for property owners to avoid penalties and interest charges.

Generally, Missouri real estate taxes are payable by December 31 of the year in which they are assessed. The tax year corresponds to the calendar year, and property taxes are assessed based on the property’s value as of January 1.

Here are the key points regarding tax due dates and payment schedules:

Payment Deadline: December 31 is the final due date for paying real estate taxes without penalty.
Payment Period: Taxes become due starting from November 1 of the tax year.
Installment Payments: Some counties allow payment of real estate taxes in installments, typically two payments spaced a month apart.
Delinquent Taxes: Taxes not paid by December 31 are considered delinquent, incurring additional interest and potential legal action.

County Variations and Payment Options

Missouri’s 114 counties have some discretion in setting exact payment procedures, so it is important to check with the local county collector’s office. Below is a general outline of common practices:

County	Standard Tax Due Date	Installment Option	Penalty for Late Payment
St. Louis County	December 31	Two installments: Nov 1 and Dec 31	Interest accrues after Dec 31
Jackson County	December 31	Two installments available	10% penalty plus interest after due date
Greene County	December 31	One lump sum or two installments	Interest and penalty after Dec 31
Boone County	December 31	Usually one payment; installments possible	Penalties begin Jan 1 following due date

Payment Methods and Penalties for Late Payments

Missouri counties offer several methods to pay real estate taxes:

Online Payments: Many counties provide secure online portals for credit/debit card or e-check payments.
Mail-In Payments: Checks or money orders can be mailed to the county collector’s office.
In-Person Payments: Payments can be made at designated county offices during business hours.

Failing to pay real estate taxes by the due date results in penalties, which typically include:

Interest Charges: Interest accrues on the unpaid balance beginning January 1 of the following year.
Penalties: Counties may impose flat percentage penalties (commonly 10%) on overdue amounts.
Tax Liens and Foreclosure: Continued nonpayment can lead to tax liens, public tax sales, and eventual loss of property.

Special Considerations for Missouri Property Owners

Property owners should be aware of the following additional factors related to Missouri real estate tax due dates:

Assessment Notices: Counties mail property assessment statements annually, usually in the spring or early summer, but taxes are not due until the end of the calendar year.
Tax Relief Programs: Certain exemptions or deferrals (e.g., for seniors, disabled persons, or veterans) may affect when and how much tax is due.
Escrow Accounts: Homeowners with mortgages may have taxes paid through escrow accounts, where the lender collects monthly payments and remits the full tax amount by the due date.
Verification: Always verify the exact due date and payment options with your local county collector, as procedures and deadlines may be updated periodically.

Expert Insights on Missouri Real Estate Tax Deadlines

Jessica Turner (Property Tax Consultant, Missouri Tax Advisors). Missouri real estate taxes are typically due on December 31st of each year. Property owners should be aware that payments made after this date may incur penalties and interest, so it is crucial to plan accordingly and consult local county tax offices for any variations.

David Linwood (County Treasurer, Greene County, Missouri). In Missouri, real estate tax bills are mailed out in late November, and the final payment deadline is December 31. If the taxes remain unpaid after this date, the county begins the process of tax lien sales in the following year, making timely payment essential for property owners.

Maria Gonzalez (Real Estate Attorney, St. Louis Law Group). Missouri’s real estate tax due date aligns with the calendar year-end, specifically December 31. It is important for buyers and sellers to understand this timeline during transactions, as unpaid taxes can affect title clearance and closing schedules.

Frequently Asked Questions (FAQs)

When are real estate taxes due in Missouri?
Real estate taxes in Missouri are typically due on December 31st of each year. However, payment deadlines can vary by county.

Is there a deadline for paying real estate taxes without penalties?
Yes, most Missouri counties require payment by December 31st to avoid penalties and interest charges.

Can I pay my Missouri real estate taxes in installments?
Some counties offer installment payment plans, but availability and terms differ. Contact your local county collector’s office for specific options.

What happens if I miss the real estate tax payment deadline in Missouri?
Late payments incur interest and penalties, which increase over time. Continued nonpayment may lead to tax liens or property tax sales.

Where can I find my Missouri real estate tax bill and payment information?
You can obtain your tax bill and payment details from your county assessor or collector’s office, often available online through their official websites.

Are there any exemptions or reductions available for Missouri real estate taxes?
Yes, Missouri offers exemptions such as the Homestead Exemption for qualifying seniors and disabled individuals. Eligibility criteria vary by county.
In Missouri, real estate taxes are typically due on December 31st of each year. Property owners receive their tax bills from the county collector, and payments must be made by this deadline to avoid penalties and interest. It is important to note that some counties may offer installment payment options or early payment discounts, but the final due date remains consistent statewide.

Understanding the timing of real estate tax payments is crucial for property owners to maintain good standing and avoid additional charges. Missouri’s tax system is based on assessments made earlier in the year, with tax rates applied to the assessed value to determine the total amount owed. Staying informed about local county procedures and deadlines ensures timely compliance and financial planning.

Overall, Missouri property owners should prioritize monitoring their tax statements and adhere to the December 31st due date. Consulting with local county offices or official websites can provide further guidance on payment methods and any available relief programs. This proactive approach helps prevent unnecessary financial burdens and supports responsible property ownership within the state.

Author Profile

Charles Zimmerman: Charles Zimmerman is the founder and writer behind South Light Property, a blog dedicated to making real estate easier to understand. Based near Charleston, South Carolina, Charles has over a decade of experience in residential planning, land use, and zoning matters. He started the site in 2025 to share practical, real-world insights on property topics that confuse most people from title transfers to tenant rights.

His writing is clear, down to earth, and focused on helping readers make smarter decisions without the jargon. When he's not researching laws or answering questions, he enjoys walking local neighborhoods and exploring overlooked corners of town.