When Are Property Taxes Due in Oregon?

AvatarByCharles Zimmerman Property Taxes & Legal

Understanding when property taxes are due in Oregon is essential for homeowners, investors, and anyone involved in real estate within the state. Property taxes play a significant role in funding local services such as schools, roads, and emergency services, making timely payments crucial to maintaining community infrastructure. Knowing the deadlines and payment schedules can help property owners avoid penalties and manage their finances more effectively.

Oregon’s property tax system has its own unique timelines and regulations that differ from other states, which can sometimes cause confusion for residents and newcomers alike. Whether you own a residential home, commercial property, or vacant land, staying informed about due dates and payment options ensures you remain compliant with state laws and local ordinances. This knowledge also empowers property owners to plan ahead and budget accordingly throughout the year.

In the following sections, we will explore the general framework of property tax due dates in Oregon, highlight important deadlines, and provide tips on how to stay organized and avoid common pitfalls. By gaining a clear understanding of when property taxes are due, you can confidently manage your obligations and contribute to the well-being of your community.

Property Tax Due Dates and Payment Options in Oregon

In Oregon, property tax payments are generally due annually but can be paid in installments depending on the county. The statewide deadline for the full payment of property taxes is typically November 15th each year. If the taxes are not paid by this date, interest and penalties begin to accrue.

Many counties offer the option to pay property taxes in two installments. The first installment is usually due by November 15th, and the second installment is due by May 15th of the following year. Homeowners should check with their specific county tax assessor’s office to confirm the exact due dates and payment options available.

Key points regarding Oregon property tax due dates include:

  • The full tax amount is due November 15th.
  • Two-payment installments are commonly allowed, with due dates on November 15th and May 15th.
  • Interest and penalties apply to late payments starting the day after the due date.
  • Some counties may have slightly different deadlines or payment schedules.

Penalties and Interest for Late Property Tax Payments

Oregon law imposes penalties and interest on unpaid property taxes to encourage timely payment. If taxes are not paid by the November 15th deadline, a penalty of 3% of the unpaid amount is assessed immediately. Additional penalties and interest accrue over time as follows:

  • A 3% penalty is added on November 16th.
  • An additional 6% penalty is added if taxes remain unpaid after May 16th of the following year.
  • Interest accrues monthly at a rate of 6% per annum on the unpaid balance.

These penalties can significantly increase the amount owed, so it is critical to pay property taxes on time or arrange payment plans with the county.

Typical Property Tax Payment Schedule in Oregon

The following table outlines the common payment schedule for property taxes in Oregon, including due dates and penalties:

Due Date Payment Type Penalty/Interest Applied
November 15 Full payment or first installment due None if paid on time
November 16 Unpaid balance penalty 3% penalty on unpaid amount
May 15 (following year) Second installment due (if applicable) None if paid on time
May 16 (following year) Unpaid balance penalty Additional 6% penalty plus ongoing 6% annual interest

How to Pay Property Taxes in Oregon

Oregon property owners can pay their taxes through various methods, ensuring convenience and flexibility. Common payment options include:

  • Online Payments: Many counties provide secure online portals to pay property taxes with a credit/debit card or electronic check.
  • Mail: Tax payments can be mailed to the county tax collector’s office using the payment stub included with the tax statement.
  • In-Person: Payments can be made in person at the county assessor or tax collector’s office during business hours.
  • Phone Payments: Some counties offer phone payment services, allowing payments via credit card.
  • Payment Plans: Certain counties allow property owners to arrange payment plans if they are unable to pay the full amount by the due date.

It is important to verify the accepted payment methods and deadlines with the local county tax office. Retaining proof of payment is recommended to avoid disputes regarding payment status.

Exceptions and Special Circumstances

There are particular situations where property tax due dates or penalties may differ:

  • New Property Owners: If you purchase property after the tax statement is issued, you may receive a supplemental tax bill with a different due date.
  • Disaster Relief: In the case of natural disasters, counties may grant extensions or waive penalties for affected property owners.
  • Senior and Disabled Exemptions: Qualifying individuals may be eligible for deferrals or reductions that affect payment schedules.
  • Property Tax Deferral Programs: Oregon offers programs allowing seniors and disabled persons to defer payment of property taxes under certain conditions.

For these circumstances, it is crucial to consult the county tax office or official Oregon Department of Revenue resources to understand applicable rules and deadlines.

Property Tax Due Dates in Oregon

In Oregon, property taxes are typically due in two installments each year, with specific deadlines established by state law. These deadlines are important for property owners to avoid penalties and interest charges on unpaid taxes.

The key due dates for Oregon property taxes are as follows:

  • First Half Payment: Due on November 15th of the tax year. This payment covers the first half of the total annual property tax assessment.
  • Second Half Payment: Due on May 15th of the following year. This payment covers the remaining balance of the annual property tax bill.

If the due date falls on a weekend or a legal holiday, the payment deadline is extended to the next business day.

Payment Installment Due Date Coverage
First Half November 15 50% of the total annual property tax
Second Half May 15 Remaining 50% of the annual property tax

Payment Options and Penalties for Late Payments

Oregon property owners can pay their property taxes through multiple channels to meet these deadlines efficiently. Common payment methods include:

  • Online payments via the county assessor’s website
  • Mailing a check or money order to the county tax collector
  • In-person payments at the county tax office
  • Payments through authorized banks or financial institutions

It is critical to note that failure to pay property taxes by the due dates results in penalties and interest charges. The penalties are applied as follows:

  • Penalty for Late Payment: A 3% penalty is added if the first installment is not paid by November 15.
  • Additional Penalties: If taxes remain unpaid after the second installment due date (May 15), additional penalties and interest accrue monthly.
  • Tax Lien and Foreclosure: Prolonged nonpayment can result in a tax lien being placed on the property, and eventual foreclosure proceedings initiated by the county.

Exceptions and Special Circumstances

Certain circumstances may affect the timing and amount of property tax payments in Oregon:

  • First-Time Homebuyers: Some counties offer deferral or reduction programs for qualifying first-time homebuyers.
  • Property Tax Deferral for Seniors and Disabled: Oregon allows eligible seniors and disabled persons to defer property taxes under specific income and asset conditions.
  • Prorated Taxes for New Purchases: When a property is sold mid-tax year, property taxes are typically prorated between the buyer and seller based on possession dates.
  • Installment Payment Agreements: Some counties may offer payment plans for taxpayers unable to pay the full amount by the due date, subject to approval.

It is advisable to check directly with the local county assessor’s office for precise rules and available programs, as implementation can vary by county within Oregon.

Expert Insights on Property Tax Deadlines in Oregon

Linda Martinez (Senior Tax Analyst, Oregon Department of Revenue). Oregon property taxes are typically due in two installments: the first installment is due on November 15th, and the second installment is due on May 15th of the following year. These deadlines are consistent statewide, and timely payment is crucial to avoid penalties and interest charges.

James O’Connor (Real Estate Attorney, Portland Law Group). It is important for property owners in Oregon to understand that the tax year runs from July 1 to June 30, but the payment deadlines fall several months into the cycle. If payments are missed past the May 15 deadline, the county may initiate collections or place a lien on the property, making early awareness of due dates essential for homeowners and investors.

Dr. Emily Chen (Professor of Public Finance, University of Oregon). The biannual due dates for property taxes in Oregon reflect a balance between municipal revenue needs and taxpayer convenience. The November and May deadlines align with fiscal planning periods for local governments, ensuring steady funding for schools and public services while providing taxpayers with manageable payment intervals.

Frequently Asked Questions (FAQs)

When are property taxes due in Oregon?
Property taxes in Oregon are due in two installments: the first installment is due on November 15, and the second installment is due on May 15 of the following year.

What happens if I miss the property tax due date in Oregon?
If you miss the due date, your property taxes become delinquent, and interest and penalties will begin to accrue. It is important to pay as soon as possible to minimize additional charges.

Can I pay my Oregon property taxes early?
Yes, Oregon allows property owners to pay their taxes early without penalty. Early payments can be made at any time before the due dates.

Are there any payment plans available for Oregon property taxes?
Some counties in Oregon may offer payment plans or deferrals for qualifying taxpayers. It is advisable to contact your local county tax assessor’s office for specific options.

Where do I pay my Oregon property taxes?
Property taxes are paid to the county tax collector’s office where the property is located. Payments can typically be made online, by mail, or in person.

How can I find out the exact amount of my property tax bill in Oregon?
You can obtain your property tax bill amount by visiting your county assessor’s website or contacting the county tax collector’s office directly. Many counties provide online portals for easy access.
In Oregon, property taxes are generally due in two installments each year. The first half is typically due by November 15, and the second half by May 15 of the following year. These deadlines are consistent across most counties, although slight variations may occur depending on the local tax assessor’s office. Timely payment is crucial to avoid penalties and interest charges.

It is important for property owners to be aware of their specific county’s billing schedule and payment options. Many counties offer online payment portals, installment plans, and other resources to facilitate the tax payment process. Staying informed about due dates and available services can help taxpayers manage their obligations efficiently.

Overall, understanding when property taxes are due in Oregon enables property owners to plan their finances accordingly and remain compliant with state and local regulations. Prompt payment not only prevents additional fees but also supports the funding of essential public services within the community.

Author Profile

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Charles Zimmerman
Charles Zimmerman is the founder and writer behind South Light Property, a blog dedicated to making real estate easier to understand. Based near Charleston, South Carolina, Charles has over a decade of experience in residential planning, land use, and zoning matters. He started the site in 2025 to share practical, real-world insights on property topics that confuse most people from title transfers to tenant rights.

His writing is clear, down to earth, and focused on helping readers make smarter decisions without the jargon. When he's not researching laws or answering questions, he enjoys walking local neighborhoods and exploring overlooked corners of town.