When Are Property Taxes Due in Michigan? Key Deadlines You Should Know

Navigating the world of property taxes can often feel overwhelming, especially when it comes to understanding important deadlines. For homeowners in Michigan, knowing exactly when property taxes are due is essential to avoid penalties and ensure smooth financial planning. Whether you’re a first-time buyer or a long-time resident, grasping the timing of these payments is a key part of managing your property responsibilities effectively.

Property taxes play a significant role in funding local services such as schools, public safety, and infrastructure, making timely payments crucial not only for compliance but also for supporting your community. However, the due dates for these taxes can vary depending on several factors, including the type of property and local government regulations. Understanding the general timeline and payment options available can help you stay on top of your obligations without stress.

In the sections that follow, we’ll explore the typical deadlines for property tax payments in Michigan, highlight important considerations for taxpayers, and offer tips to keep you informed and prepared. By gaining clarity on when property taxes are due, you’ll be better equipped to manage your finances and avoid any unexpected surprises.

When Are Property Taxes Due In Michigan

In Michigan, property tax due dates are set by local taxing authorities and typically follow a biannual payment schedule. Property owners usually receive a tax bill twice a year, corresponding to the summer and winter tax collection periods. These deadlines are important to avoid penalties and interest charges.

The summer property tax bill is generally due on or before July 1. If payment is not made by this date, penalties and interest start to accrue. Similarly, the winter property tax bill is due on or before December 1. Some municipalities may have slightly different due dates, but these two dates are the most common deadlines across the state.

Property owners should be aware that failing to pay property taxes on time can result in additional charges and, in extreme cases, tax foreclosure. It is therefore advisable to check with the local county treasurer’s office or tax authority for the exact due dates applicable to their property.

Typical Property Tax Payment Schedule

Most Michigan counties issue two tax statements annually, with payment deadlines aligned to these periods:

Summer Tax Bill: Due July 1 (covering taxes for the first half of the year)
Winter Tax Bill: Due December 1 (covering taxes for the second half of the year)

If these due dates fall on a weekend or holiday, the deadline is usually extended to the next business day. Early payment of the full annual tax amount may be accepted by some local treasurers, potentially simplifying the payment process for property owners.

Penalty and Interest for Late Payment

When property taxes are not paid by the due date, local governments impose penalties and interest on the outstanding amount. These charges vary by county but generally follow a structure similar to the one below:

Payment Status	Penalty Rate	Interest Rate	Additional Notes
Paid after July 1 (Summer Tax)	3% penalty	1% interest per month	Charges accrue monthly until paid
Paid after December 1 (Winter Tax)	3% penalty	1% interest per month	Similar monthly accrual applies
Paid after March 1 (following year)	Increased penalties may apply	Continued interest charges	Risk of tax lien or foreclosure process begins

Property owners should contact their county treasurer’s office to understand the specific penalty and interest rates applicable in their jurisdiction, as these can differ.

Methods to Pay Property Taxes

Michigan residents can pay their property taxes using several convenient methods, depending on the local tax authority’s offerings. Common payment options include:

Online Payments: Many counties provide secure online portals for electronic payment via credit card or bank transfer.
Mail: Tax bills can be paid by mailing a check or money order to the county treasurer’s office, ensuring it is postmarked by the due date.
In Person: Payments can be made at designated local government offices, such as the county treasurer’s office or municipal building.
Authorized Banks or Agencies: Some counties partner with local banks or agencies to accept tax payments on their behalf.

It is important to keep records of all payments and to verify that payments have been credited to avoid any misunderstandings or late fees.

Special Considerations and Exceptions

Certain property owners may have different deadlines or payment arrangements based on exemptions, deferrals, or special programs:

Homestead Exemptions: Eligible homeowners may receive tax relief, but payment due dates remain the same.
Senior Citizen and Disabled Veteran Deferrals: These programs may allow for delayed tax payments, subject to specific eligibility criteria and application processes.
Escrow Payments: For properties with mortgages, the lender often collects and remits property taxes on behalf of the homeowner, adhering to the standard due dates.

Property owners should consult with their local tax authority or financial advisor to understand how these factors may affect their tax payment schedule.

Contacting Local Tax Authorities

Because Michigan property tax due dates can vary slightly depending on the county or municipality, contacting the local tax office is the best way to obtain precise information. This ensures compliance with deadlines and accurate payment amounts.

Common points of contact include:

County Treasurer’s Office
City or Township Clerk’s Office
Local Tax Assessor’s Office

Many counties provide detailed calendars and payment instructions online, which can assist in planning and timely payment of property taxes.

Property Tax Due Dates in Michigan

In Michigan, property taxes are typically due twice a year, corresponding to two payment periods. These payments are often referred to as the summer and winter tax bills. The exact due dates can vary slightly depending on the local municipality or county, but the general schedule is consistent throughout the state.

The two primary property tax payment periods are as follows:

Summer Tax Bill: Usually due by September 14 or the first business day following September 14 if it falls on a weekend or holiday.
Winter Tax Bill: Generally due by February 14 or the first business day following February 14 if it falls on a weekend or holiday.

These due dates reflect the deadlines for paying property taxes without incurring penalties or interest. Property owners who miss these deadlines may face additional charges, including interest and late fees, as mandated by Michigan law and local ordinances.

Payment Options and Penalties for Late Payments

Michigan property owners have several options for paying their taxes, and understanding the consequences of late payments is crucial for avoiding unnecessary costs.

Payment Methods: Most counties accept payments via mail, online portals, in-person at the county treasurer’s office, or through authorized banks.
Installment Payments: Some municipalities allow payments in installments, especially for the summer tax bill, but this varies by location and should be confirmed with the local treasurer.
Late Payments and Penalties: Failure to pay property taxes by the due dates typically results in a statutory interest charge. In Michigan, interest accrues at a rate set annually by the state, often around 1% per month or 12% annually.
Tax Delinquency: If taxes remain unpaid for an extended period, the property may be subject to tax foreclosure proceedings after several years of delinquency, which can result in loss of property ownership.

County-Specific Variations in Due Dates and Procedures

While the state of Michigan establishes standard due dates for property tax payments, individual counties may implement specific rules and timelines. It is essential to consult your local county treasurer’s office or official website for precise information.

County	Summer Tax Due Date	Winter Tax Due Date	Payment Methods	Additional Notes
Wayne County	September 14 (or next business day)	February 14 (or next business day)	Online, mail, in-person, authorized banks	Partial payment plans available upon request
Oakland County	September 14	February 14	Online, mail, in-person	Late payments incur 1% monthly interest
Macomb County	September 14	February 14	Online portal, mail, in-person	Offers electronic billing options
Kent County	September 14	February 14	Mail, in-person, online	Payment extensions not typically granted

How to Verify Your Property Tax Due Dates

Property owners should verify their tax due dates annually to ensure compliance with local requirements. The following steps can help confirm the exact deadlines and payment procedures:

Visit the official website of your county treasurer or local tax authority.
Locate the property tax section, which often includes a calendar of due dates and online payment portals.
Review your property tax statement or bill, which lists the due dates and any applicable fees or discounts.
Contact the county treasurer’s office directly via phone or email for specific questions or clarifications.
Sign up for electronic notifications or paperless billing if available, to receive timely reminders.

Expert Insights on Michigan Property Tax Deadlines

Linda Harper (Senior Tax Advisor, Michigan Department of Treasury). Michigan property taxes are typically due twice a year, with the summer installment due by July 1 and the winter installment due by December 1. It is crucial for property owners to adhere to these deadlines to avoid penalties and interest charges.

James O’Connell (Real Estate Attorney, O’Connell & Associates). In Michigan, local municipalities set specific due dates for property taxes, but the general rule is that summer taxes become delinquent after September 14 and winter taxes after February 14. Property owners should verify with their local treasurer to confirm exact dates and payment procedures.

Dr. Emily Chen (Professor of Public Finance, University of Michigan). Property tax due dates in Michigan are structured to align with the fiscal calendar of local governments. Understanding these deadlines helps taxpayers plan their finances effectively and ensures local services are funded without disruption.

Frequently Asked Questions (FAQs)

When are property taxes due in Michigan?
Property taxes in Michigan are typically due twice a year: the summer tax bill is due by September 14, and the winter tax bill is due by February 14 of the following year.

Are there penalties for late payment of property taxes in Michigan?
Yes, late payments usually incur interest and penalties, which vary by county but generally begin accruing immediately after the due date.

Can property tax due dates vary by locality in Michigan?
Yes, while the state sets general deadlines, some municipalities may have different due dates or payment schedules, so it is important to check with your local tax assessor’s office.

Is it possible to pay Michigan property taxes in installments?
Some localities may offer installment plans or escrow options through mortgage lenders, but this depends on the specific county or municipality.

What happens if property taxes are not paid on time in Michigan?
Unpaid property taxes can lead to additional fees, interest, and eventually a tax lien or foreclosure, which may result in loss of the property.

Where can I find my property tax bill and due dates in Michigan?
Property tax bills and due date information are available through your local county treasurer’s or tax assessor’s office, often accessible online for convenience.
In Michigan, property taxes are typically due twice a year, with the summer tax bill generally payable by September 14 and the winter tax bill due by February 14. These deadlines may vary slightly depending on the local municipality, but the state mandates these semi-annual payment periods to ensure consistency across counties. Property owners should be aware of these dates to avoid penalties or interest charges on late payments.

It is important to note that property tax bills are issued by local taxing authorities, including counties, cities, and school districts, and the exact amount owed is based on the assessed value of the property as determined by the local assessor. Michigan residents should review their tax statements carefully and contact their local treasurer’s office if there are any discrepancies or questions regarding their property tax obligations.

For property owners who may face financial difficulties, Michigan offers various payment options and potential relief programs, such as deferrals or exemptions for qualifying individuals. Staying informed about due dates and available assistance programs can help taxpayers manage their property tax responsibilities effectively and avoid any adverse consequences associated with missed payments.

Author Profile

Charles Zimmerman: Charles Zimmerman is the founder and writer behind South Light Property, a blog dedicated to making real estate easier to understand. Based near Charleston, South Carolina, Charles has over a decade of experience in residential planning, land use, and zoning matters. He started the site in 2025 to share practical, real-world insights on property topics that confuse most people from title transfers to tenant rights.

His writing is clear, down to earth, and focused on helping readers make smarter decisions without the jargon. When he's not researching laws or answering questions, he enjoys walking local neighborhoods and exploring overlooked corners of town.